Featured Posts

Because it’s imperative for businesses to qualify and quantifiable their own security posture, Orion Risk Management has developed an end-to-end … [Continue Reading]

Cyber Risk

Today’s CFO faces pressure to cut costs, grow revenue, institute controls, and is even put at personal risk for the company’s financial mistakes. The … [Continue Reading]


As January comes to a close, let's not forget the lessons of Janus, the Roman god for whom the month is named. As you slide back into a routine … [Continue Reading]


As a seasoned insurance broker, I will be the first to admit that delving into articles about the pros and cons of how to handle risk and how it … [Continue Reading]


The mission of RiskManagementAnswers is to provide answers to business owners risk management questions and concerns. In a little turn about here are … [Continue Reading]


New eBook – Forming a Captive

Download the book here

This informative eBook, Forming a Captive: A Strategic Solution for Closely Held Companies answers many basic questions about creating an 831(b) Captive. Stephen Paulin is happy to provide additional risk management answers, and can be reached via the contact form on this site.

Current Posts

Lessons Learned from Alcoa

LessonsLearnedfromAlcoa- Establishing a Safety Culture to Improve Business Performance  

Cyber Risk

Be on the Defensive with Orion’s Cyber Solution

Because it’s imperative for businesses to qualify and quantifiable their own security posture, Orion Risk Management has developed an end-to-end solution to identify the organization’s network vulnerability, close those gaps and obtain Cyber Insurance at a discounted cost. Including state/ federal fines and penalties, along with other associated data hack costs, the minimum out-of-pocket expense [...]

Lessons Learned from Alcoa: Establishing a Safety Culture to Improve Business Performance, by Stephen Paulin

LessonsLearnedfromAlcoa How one man changed the safety culture of one of America’s largest corporation, how you can do the same for your company.

Orion Risk Management

Can Your Employees Beat the Bad Guys?

Since cyber-attacks have emerged as a business risk, cyber protection has focused on keeping digital perimeters protected by negating and mitigating direct attacks. Traditionally, this meant having the right technical solutions, such as firewalls or patch management governance, in place to keep malicious code out of a network. This focus is too narrow. The biggest [...]


OSHA Electronic Filing in Effect August 10, 2016

The federal Occupational Safety & Health Administration (OSHA) issued a Final Rule on May 12, 2016 that requires certain employers to annually submit injury and illness data electronically to OSHA. OSHA will then make such data publicly available as part of its effort to “nudge” employers to improve workplace safety. The Final Rule also requires employers to (a) inform employees of their right to report injuries and illnesses without retaliation, and (b) establish “reasonable procedures” for internal reporting of injuries and illnesses.

Risk Management

Reduce Total Cost of Risk by 37%

Managing Risk to Capture Additional Profit:  Reduce Your Total Cost of Risk by 37% There are several transformative changes occurring in the Property & Casualty Industry at both the insurer and brokerage level.  Understanding these evolving conditions and engaging  available opportunities will deliver greater control of your insurance program to impact a lower Total Cost [...]

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