Featured Posts

Today’s CFO faces pressure to cut costs, grow revenue, institute controls, and is even put at personal risk for the company’s financial mistakes. … [Continue Reading]

CFO.as.Risk.Manager

As January comes to a close, let's not forget the lessons of Janus, the Roman god for whom the month is named. As you slide back into a routine … [Continue Reading]

RMA.JanusIllo5C

As a seasoned insurance broker, I will be the first to admit that delving into articles about the pros and cons of how to handle risk and how it … [Continue Reading]

WorkersCompINFO11.4.2014

The mission of RiskManagementAnswers is to provide answers to business owners risk management questions and concerns. In a little turn about here are … [Continue Reading]

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                    One of the best options available to closely held … [Continue Reading]

How a Captive Works BLOG

New eBook – Forming a Captive

Download the book here

This informative eBook, Forming a Captive: A Strategic Solution for Closely Held Companies answers many basic questions about creating an 831(b) Captive. Stephen Paulin is happy to provide additional risk management answers, and can be reached via the contact form on this site.

Current Posts

Orion Risk Management

Can Your Employees Beat the Bad Guys?

Since cyber-attacks have emerged as a business risk, cyber protection has focused on keeping digital perimeters protected by negating and mitigating direct attacks. Traditionally, this meant having the right technical solutions, such as firewalls or patch management governance, in place to keep malicious code out of a network. This focus is too narrow. The biggest [...]

RMA.OSCHA

OSHA Electronic Filing in Effect August 10, 2016

The federal Occupational Safety & Health Administration (OSHA) issued a Final Rule on May 12, 2016 that requires certain employers to annually submit injury and illness data electronically to OSHA. OSHA will then make such data publicly available as part of its effort to “nudge” employers to improve workplace safety. The Final Rule also requires employers to (a) inform employees of their right to report injuries and illnesses without retaliation, and (b) establish “reasonable procedures” for internal reporting of injuries and illnesses.

Risk Management

Reduce Total Cost of Risk by 37%

Managing Risk to Capture Additional Profit:  Reduce Your Total Cost of Risk by 37% There are several transformative changes occurring in the Property & Casualty Industry at both the insurer and brokerage level.  Understanding these evolving conditions and engaging  available opportunities will deliver greater control of your insurance program to impact a lower Total Cost [...]

RMA.RatesGoDown

Work Comp Rates Due to Drop

California Insurance Commissioner Dave Jones recently announced a recommended work comp rate decrease effective July 1. This is the first drop in rates since 2009, and signals a turn in the market. If this reduction follows past trends, additional reductions will be made in January and beyond. While the reduction is good news from an [...]

CFO.as.Risk.Manager

The CFO as Chief Risk Officer

Today’s CFO faces pressure to cut costs, grow revenue, institute controls, and is even put at personal risk for the company’s financial mistakes. The CFO’s job is really four jobs in one. The first is that of steward, preserving the assets of the organization by minimizing risk and accurately reporting transactions. The second is operator, [...]

RMA.JanusIllo5C

2015 Market Predictions

As January comes to a close, let’s not forget the lessons of Janus, the Roman god for whom the month is named. As you slide back into a routine uninterrupted by holidays, it is the time to do what Janus teaches – look to the past and its knowledge to make wise and informed decisions [...]

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